Uninsured Motorist

Back when I had a life outside of changing diapers, constant breast feeding, and being perpetually covered in spit up, I had a beautiful, sporty, fast, Ford Mustang. Her name was Stella and every where I went, I would get stared at. Not "Wow, what a adorable baby!" or "She's the cutest baby!" or "Look at her eyes!" or "Excuse me, but it appears you have vomit on your shirt", No. I would get the, "Wow, look at that hot blonde in the mustang!" kinda looks. The only downside of having that much horsepower was the speeding. I can't really say I'm 100% to blame. My grandmother is a notorious speeder. Once, she was caught doing about 85 in a 55 on the freeway and when the cop pulled her over, she told him she really had to pee. So, its genetic. The speeding and making the excuses that let you get away with it. Because I would get pulled over ALOT. And I'd usually get away with a warning. "Yes, officer," I'd say sweetly, while batting my eyelashes and flipping my used-to-be perfectly colored and highlighted blonde hair, "I will slow down, I swear." But, I didn't always get lucky and I would get the occasional speeding ticket. About 3 to be precise. 

Now, I don't know if you know this, but in Connecticut, you're only allowed 3 tickets a year. If you get more than that, they send you to a lovely 4-hour Saturday class called "Operator Retraining". This consists of sitting in a small room with about 20 other law-breakers and going over all of the Rules of The Road. Yes, just like when you took driver's ed when you were 16. Just like that. And how do I know? I've been 5 times. Yes. FIVE. And here's why. Because let's say you get more than 3 tickets. You pay your $65 and go to driver retraining and THEN, you're not allowed to get another ticket for 3 more years. Yes, THREE YEARS without a ticket. No speeding, no broken taillight, not even a parking ticket or you have to go back to "Operator Retraining". Last time, I made it 2 years and 8 months and got a speeding ticket and had to go back. Yep. 

So, when you have to go to Operator Retraining, they send you a letter in the mail that says if you don't go by such and such a date, your license will be suspended. So this last time I went to the class, I took the class about 2 days late. So the DMV didn't process my paperwork in time and I ended up getting my license suspended. But, I didn't know this. See, they don't tell you that your license is suspended. They just expect you to know that you missed the completion date for your retraining class and they expect you to know that your license has been suspended. 

So, flash forward about 8 months, I'm about 5 months pregnant and I'm driving home from the bar. Wait, before you freak out and say, "You were pregnant and at a BAR?????" No. I had dropped Steve off at the bar, which I didn't go to because I was pregnant, and was driving home. When I got pulled over. I was incredulous, "I wasn't speeding, officer!" What could possibly be the problem??"Ma'm, you're coming up with a suspended license." "WHAT???" I was so thrown off guard and was so clearly innocent that the officer allowed Steve and his friend come drive my Jeep home instead of making me get it towed. Yep. He let two guys come from the bar to drive a pregnant woman home, both of whom have DUI's on their driving records... Anyway...

So now, back to the present. I missed paying my car insurance by 2 days and they cancelled me. When I called to pay the bill and get it reinstated, they denied me. They ended up running my DMV record and lo-and-behold, there's a speeding ticket, 2 accidents, and driving with a suspended license on my record. And they don't want me back. JUSSSSSTTT GREAT. So, now I have to make about a million phone calls to try and find an insurance company who will take on a dangerous, reckless driver like myself. Its a wonder I have a license at all.